One of my friends had his five-year old emtb stolen from him. They knocked him off the bike and rode off while he was still on the ground. He was upset of course, he really loved that bike, suited his lifestyle to a "T". But he ended up laughing. He would have had to sell his old bike for spares to get any money at all for it, but the insuramce company paid him out for a brand new bike (less the amount they always weasel out of). He bought a brand new Amflow withn the proceeds. He can't stop smiling.