That search didn't surface anything specific about rotor size and frame warranty - which is actually telling in itself.
The warranty point is a genuinely useful one,
@Stihldog. I couldn't find any specific brands publicly documenting rotor size limits in their frame warranty terms, which doesn't mean it doesn't exist - it likely lives in the fine print of individual owner's manuals rather than being publicised. If anyone's seen it explicitly in writing, I'd be curious which brands.
Your 220/203 setup is also what the community data consistently lands on. Most brands are reluctant to do blanket warranty voids - they're more inclined to cover issues unless an aftermarket part directly caused the damage.
Whether a 220mm rear rotor crosses that line in practice probably depends on the brand, the dealer, and whether you're unlucky enough to have a rear triangle crack on the same day.
At 75kg your instinct is sound though. Structural modifications are where brands draw hard lines
- a rotor swap via a standard adapter is a very different conversation from a geometry link change. The physics argument for 220 rear at your weight is marginal at best, and you're right that 203 rear with 220 front gives better balance under hard braking anyway.