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Hi Rob, the £97 is the maximum price in your case (based on the value of your gear) and we believe it's going to be a rare occasion that we are actually going to hit. On average (over a 12 months span), we're expecting to fare around half that price. We've done a lot of back testing with data...

Thanks for the open feedback and I second your views. We're a bootstrapping start-up (although partnering with a strong partner Zurich) and have way to go to optimise our offering. You should be able to get an initial quote on the first page of the website. Unfortunately we require some...

Hi all, just came across an active thread on bike insurance in general and cover from Laka in particular. Happy to answer any questions you might have. In a few words, Laka has introduced a brand new model for insurance, charging no more premiums upfront. Instead, we ask our customers...