Outrageous! I am not 75! How dare you!
I'll have you know that I'm a spring chicken of only 74 and a third!
The reason for the procrastination is that I'm not spending "MY" money, if it were, no problem. The fact is that I'd be spending "OUR" money. In other words my wife gets to have a say in the matter. She wouldn't even try to stop me because she knows how important biking is to me, but I do at least want her friendly acquiescence. We've been together for 55 years, so we have found ways to accommodate each other over that time. I don't want to fall out with her now.
I have not forgotten how she woke up one morning and asked me how many ways there were to pay for a new car. Before the day was out, she'd bought one! A brand new Honda Jazz SRi Hybrid. No planning, no preparation, no looking around, no comparison between alternatives. A car salesman's perfect customer in fact.